FAQ

Chaila & Tyner Team

Real People. Local Experts.

What does a standard homeowners policy cover?

Think of it as a safety net for the place you call home. It helps protect your house, what’s inside, and even covers you if something unexpected happens and you need to stay elsewhere for a bit.

Do I have to insure my boat in Alaska?

Not by law—but trust us, it’s a solid idea. With rough waters and wild weather, having coverage for your boat means you can hit the water with peace of mind, not crossed fingers.

Can I bundle my home and auto coverage?

Definitely. Bundling is like layering up for an Alaskan winter—smart, efficient, and it usually saves you money.

Is my RV covered when it’s parked or only when I’m on the road?

Good news: You can have both. With the right plan, your RV is protected whether it’s cruising toward Denali or parked for the season in your driveway.

What kind of insurance do I need for my motorcycle or ATV?

Whether you ride pavement or plow through tundra, coverage helps protect your ride from damage, theft, or the occasional unexpected wipeout.

I live in a condo—do I still need insurance?

Yep! Your building may be covered, but what’s inside—your gear, your furniture, your favorite mug—is all on you. Condo insurance fills in the gaps.

Frequently Asked Questions

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